Top Questions International Buyers Ask Before Investing in Dubai (2026 Edition)

A practical guide to buying properties in Dubai with confidence in 2026

Discover why Dubai remains the world’s most resilient real estate hub, consistently attracting global investors seeking stability, record-breaking returns, and a future-ready lifestyle. Following a historic 2025—which saw the market reach an unprecedented AED 917 billion in total transactions—buying properties in Dubai has evolved into a highly transparent, data-driven process.

As the city marches toward the Dubai Real Estate Strategy 2033 goals, informed decision-making is more critical than ever. Whether you are a first-time buyer or a seasoned portfolio manager, expert guidance from a leading agency like Homesphere Real Estate ensures your capital is positioned for maximum growth.

1. Is Dubai a Safe and Regulated Market for Foreign Investors?

Dubai is now ranked among the most transparent and secure real estate markets globally. Foreign nationals enjoy 100% freehold ownership in designated areas, with every transaction protected by the Dubai Land Department (DLD) and monitored via advanced AI-enabled platforms like Salama.

In 2025, Dubai saw an 18% uplift in deal volume, reaching over 205,000 transactions. This momentum has carried into early 2026, with January posting the highest-ever monthly transaction value in history (AED 107.9 billion). This regulatory maturity significantly minimizes risk for overseas investors.

Speak with Homesphere Real Estate to access verified, RERA-compliant listings and premium assets.

2. Can Foreigners Get Residency by Buying Property in Dubai?

Yes. The UAE Golden Visa remains one of the most powerful incentives for international investors. Under current 2026 regulations, a property investment of AED 2 million or more qualifies you for a 10-year renewable residency.

Key updates for 2026:

• Off-Plan Eligibility: You can now qualify for the Golden Visa with off-plan properties from approved developers, allowing you to secure residency while benefiting from early-stage pricing.
• Mortgage Flexibility: Properties with mortgages are eligible; you simply need to demonstrate that the total property value meets the AED 2 million threshold.
• Family Benefits: The visa allows you to sponsor your spouse, children (no age limit), and parents, making Dubai a true long-term home.

 Start your Golden Visa journey with Homesphere Real Estate and explore properties that meet all residency requirements.

3. What Are the Total Costs Beyond the Property Price?

Dubai is celebrated for its cost transparency and tax-efficient environment. Standard one-time fees include:

• 4% DLD Transfer Fee
• 2% Agency Commission
• Admin/Registration Fees (typically nominal)

Crucially, in 2026, there remains no personal income tax, no capital gains tax, and no annual property tax for individual investors. This makes Dubai’s “net-return” significantly higher than in markets like London, New York, or Singapore.

4. Is It Better to Buy Ready Property or Off-Plan in 2026?

The choice depends on your strategy:

• Off-Plan: Dominates the market (accounting for over 70% of recent sales) due to flexible payment plans—some extending post-handover—and the potential for significant capital appreciation before completion.
• Ready Property: Highly sought after in 2026 by “end-users” and investors seeking immediate rental income. With Dubai’s population now surpassing 4 million residents, the demand for completed, high-quality homes is at an all-time high.

 Compare the latest off-plan launches and secondary market deals with a Homesphere Real Estate consultant.

5. What Rental Yields Can Investors Expect in 2026?

Dubai continues to outperform global averages. In early 2026, average gross rental yields range between 6% and 9%.

• High-Yield Hubs: Mid-market areas like Jumeirah Village Circle (JVC) and Dubai South are delivering yields as high as 8.5%.
• Prime Areas: Locations like Dubai Marina and Business Bay remain favorites for Short-Term Rentals (STR), often pushing net returns higher due to high tourist and business traveler demand.

6. Which Locations Are Trending for 2026?

While Downtown Dubai and Palm Jumeirah remain the benchmarks for luxury, 2026 has seen a surge in interest for:

• Dubai South & Expo City: Driven by the expansion of Al Maktoum International Airport.
• Meydan & Mohammed Bin Rashid (MBR) City: Top performers for high-value villa and townhouse transactions.
• Business Bay: Emerging as a premier waterfront apartment hub for young professionals.

Final Thoughts for International Investors

Investing in Dubai in 2026 is no longer about short-term speculation; it is a sophisticated play for wealth preservation and long-term growth. With the city’s “D33” economic agenda in full swing, the real estate sector is targeting a total market value of AED 1 trillion.

Homesphere Real Estate is your trusted partner on the ground in Dubai. From identifying high-growth opportunities to managing your property and securing your residency, we provide the expertise needed for an exceptional investment experience.

 Connect with Homesphere Real Estate today to access exclusive market insights and start building your high-performing Dubai property portfolio.