How to Get a UAE Golden Visa by Buying Property in Dubai

Secure Long-Term Residency Through Property Investments

Step into a world of opportunity with the UAE Golden Visa — a pathway that offers long-term residency and an unmatched lifestyle in one of the world’s most dynamic cities. For investors, retirees, and families alike, buying properties in Dubai is no longer just a smart financial decision but also a gateway to lasting benefits. With updated regulations, eligible property investors can now obtain a renewable 10-year residency visa, making this one of the best times to enter the market.

As a leading real estate agency in Dubai, Homesphere Real Estate is here to guide you through every step of the process. From selecting the right property to understanding visa requirements, our experts provide clear, tailored advice to ensure your investment works in your favor.

What Is the UAE Golden Visa

The UAE Golden Visa is a long-term residency program designed to attract high-value investors, entrepreneurs, skilled professionals, and property buyers. Launched in 2019, the program offers 10-year visas that are renewable and allow holders to live, work, and study in the UAE without a national sponsor. Property investors can apply for a 10-year Golden Visa, provided they meet the eligibility requirements.

The main appeal of the Golden Visa lies in its flexibility and security. Visa holders can sponsor family members, enjoy multiple entry benefits, and travel freely in and out of the UAE. Residents who hold a Golden Visa are also eligible to open bank accounts and apply for mortgages, further enhancing their financial flexibility in the UAE. They can also open their own businesses without the need for a local sponsor. As the government actively promotes the program to attract global talent and capital, property investors remain among the most eligible categories.

According to Knight Frank’s Destination Dubai 2025 report, 46% of global high-net-worth individuals (HNWIs) consider residential visa options, such as the Golden Visa, as a key motivation for property purchases in Dubai. This suggests that the Golden Visa is an important factor in the decision process.

Discover Luxury Properties for Sale That Qualify for the Golden Visa. Contact Homesphere Real Estate for Guidance.

Why Invest in Dubai

Dubai offers one of the most attractive investment environments in the world. The city is renowned for its political stability, safety, and high standard of living, making it an ideal choice for long-term investors and families. Ranked among the safest cities globally, Dubai provides a secure setting for both residents and investors.

Its multicultural population ensures a diverse and inclusive community, with people from over 200 nationalities calling the city home. Dubai is also a global hub for tourism, entertainment, and leisure — offering everything from luxury shopping malls and fine dining to world-class sporting events and cultural festivals. The city’s strategic location, pleasant year-round weather, and high-quality infrastructure — including a modern transport system and smart city services — make it a top-tier destination for real estate investment.

For those looking to combine lifestyle and financial gain, Dubai stands out as a destination that promises stability, growth, and a vibrant way of life.

Eligibility Requirements for Property Investors

To qualify for a 10-year UAE Golden Visa through real estate investment, applicants must meet the following conditions, as outlined by the Dubai Land Department and DLD Cube:

1. The value of the property (or multiple properties) must be at least AED 2 million (USD 545,000), fully owned by the applicant.
2. Mortgaged properties are eligible, provided a no-objection letter is obtained from the bank or developer. The letter must confirm that the bank or developer does not object to issuing a residence permit and must detail the paid and remaining loan amount.
3. The applicant must be physically present inside the UAE at the time of application.
4. Both completed and off-plan properties are eligible.
5. Shared ownership is allowed. If the property is jointly owned by a husband and wife and valued at less than AED 4 million, only one of them may apply as the primary visa holder. The other can be sponsored as a dependent. If the shares are unequal, only the holder with the higher share can apply.
6. Title deeds jointly owned with a business partner are accepted if the applicant’s share is at least AED 2 million.
7. An official evaluation certificate is required if applying based on market value.
8. The name on the title deed must match the name on the applicant’s passport.

Required Documents

• Original and valid passport (minimum 6 months validity)
• Clear passport-size digital photograph (ICP-compliant)
• Emirates ID (if available)
• Title deed(s) showing ownership of property valued at AED 2 million or more (Dubai-only; other emirates not accepted)
• Bank or developer NOC letter if the property is mortgaged
• Medical insurance (basic or comprehensive)
• National ID (mandatory for applicants from Iran, Pakistan, Iraq, Libya, Afghanistan). 
• Attested marriage certificate (for joint spousal ownership)

Looking to invest in Dubai? Contact Homesphere Real Estate to Learn How Your Property Purchase Can Secure the UAE Golden Visa.

Step-by-Step: How to Apply for the Golden Visa Through Real Estate

1. Consult a Trusted Real Estate Agency: Begin your journey by working with a trusted real estate agency in Dubai like Homesphere Real Estate. Our team will help you identify qualifying properties and guide you through the investment process.
2. Select and Purchase the Property: Choose a property or multiple properties with a combined value of at least AED 2 million. Complete the transaction and obtain the title deed. If the property is off-plan, ensure the payment amount matches the required threshold.
3. Gather Required Documentation: Collect the documents listed above. For mortgaged properties, ensure the NOC is obtained from the relevant bank or developer.
4. Obtain Official Valuation (if applicable): If applying based on market value, secure an official evaluation certificate from the Dubai Land Department.
5. Verify Property and Share Eligibility: If jointly owned, confirm eligibility rules — especially for husband-and-wife co-ownership or business partner shared ownership — and ensure shares and documents meet the minimum threshold.
6. Complete Health Insurance Registration: As per GDRFA regulations, all residence permit applications must include valid health insurance. You may choose basic DHA insurance or comprehensive coverage.
7. Visit the DLD Cube Center: Submit your application at the Dubai Land Department’s Cube Center. The staff will assist with the visa application, medical examination, and Emirates ID registration process.
8. Await Visa Approval: Once submitted, the application is processed within 2–4 weeks. If approved, you’ll receive a 10-year Golden Visa.
9. Receive Your Golden Visa: Your visa will allow you and eligible family members to live, work, and study in the UAE. It also provides access to business setup, financial services, and public amenities.

Work With Homesphere Real Estate — Your Trusted Partner

As a top-rated real estate agency in Dubai, Homesphere Real Estate specializes in helping buyers secure their UAE Golden Visa through smart, qualified property investments. From selecting the right community to handling every detail of the application, we make the process seamless and transparent.

Our understanding of Golden Visa requirements and exclusive property portfolio makes us the go-to partner for investors, expatriates, and families seeking long-term opportunities in Dubai.

Ready to explore your options? Contact Homesphere Real Estate today to find qualifying properties, receive up-to-date market insights, and begin your path to long-term residency in the UAE.